Feds Begin Takeover of Healthcare Plan Design From Private Agencies

The AP reports:

WASHINGTON (AP) — The federal government is taking on a crucial new role in the nation’s health care, designing a basic benefits package for millions of privately insured Americans. A framework for the Obama administration was released Friday…

…Until now, designing benefits has been the job of insurers, employers and states. But the new health care law requires insurance companies to provide at least the federally approved package if they want to sell to small businesses, families and individuals through new state markets set to open in 2014…

…”The federal government has never before attempted to define what constitutes essential medical benefits for Americans with private insurance,” said Stephen Finan, a top policy expert for the American Cancer Society.

The questions I have are – why is designing coverage packages the role of insurers, employers, states, or the federal government?  Why can’t I design my own healthcare package?

Why are a bunch of faceless bureaucrats ordering me to buy a specific healthcare package that includes coverage for drug rehab or other crap that I absolutely don’t need?

Why are my employers given tax deductions for offering health insurance instead of myself?  How did the market become so distorted that buying insurance on my own is more expensive than buying it through my employer?

Why can’t I get a cancer coverage package from an insurance agency based in New Jersey and heart attack coverage from an insurance agency in California?  Why can’t I mix and match insurance coverage to meet my own needs and expenses?

The answer to all of those questions is: Because the State hates you.  The State is the gun of corporate America.  Insurance agencies, like any other private business, absolutely hate free market competition.  And insurance agencies, like any other private business, will use their profits to subvert the free market through the use of State sanctioned violence and threats.

The insurance companies are the ones lobbying congress to ram through bills that force people to buy insurance.  The insurance companies are the ones lobbying congress to deny cross-state insurance sales.  The insurance companies are the ones lobbying congress to mandate as much coverage for every possible disease or malady as they possibly can.

The State is the corporate gun – and the State hates you.

  • chris

    The government thinks it can tell people what to do. I don’t want control freaks in charge of my health.

  • Carlabrown

    “The questions I have are – why is designing coverage packages the
    role of insurers, employers, states, or the federal government?  Why
    can’t I design my own healthcare package?
    Why are a bunch of faceless bureaucrats ordering me to buy a specific
    healthcare package that includes coverage for drug rehab or other crap
    that I absolutely don’t need?”

    Whether you acknowledge it or not, the economy is doing badly right now and the last thing we need to do is get rid of  government workers by letting you pretty much replace the dozen bureaucrats and office workers by letting you do this yourself.

    Those 12+ bureaucrats  are paid well and when they get paid they spend their money into the economy.   This is a good thing. If it wasn’t for us having so many highly pay government workers spending their money into the economy, this countries economy would have went into the toilet much sooner.

    I guess some people will just never understand.

    • Whorulezthemoon

      Not sure if serious…

    • Fullfreedom

      Is this a joke? Where do government workers obtain their money from? Taxes, of course. What do government workers create, other than red tape? Nothing. And any resources they do obtain for building things, come from private sector business. The money that these 12+ bureacrats are “spending” into the economy were simply stolen from somewhere else, and redistributed. I guess some people will never understand.